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  Don't Touch My Money: Why I Chose an Advice-Only Financial Adviser Don't Touch My Money: Why I Chose an Advice-Only Financial Adviser My financial adviser doesn’t actually touch my money. He doesn’t move it around, he doesn’t buy or sell stocks and bonds on my behalf, and he doesn’t handle any investment decisions at all. When I pay him his monthly fee, it’s mostly because of the advice he gives me, which I can use to make decisions about what to do with my own money myself if I so choose. In short, his advice—rather than his financial acumen—is what he gets paid for. And that’s exactly how I like it. Introduction In the past, it was common for a financial adviser to manage money. This meant they would invest your money and make decisions about what to do with it. But today, there's more of a focus on giving advice only. Here's why I chose an advice-only financial adviser and why you should too. The financial adviser I found had a few benefits that other advisers didn...

 2023 Standard Deduction Amounts Are Now Available - Here's What You Need to Know   2023 Standard Deduction Amounts In the U.S., every taxpayers receives what’s called the standard deduction, and it can help reduce your taxable income when filing your taxes each year. On January 15th of this year, the IRS revealed the standard deduction amounts that taxpayers can use on their tax returns in 2019, but you may be asking yourself what they will be once they go into effect next year on January 1st, 2023? The answer to that question is now readily available thanks to the IRS's official release of the standard deduction amounts that all taxpayers will be able to use come January 1st, 2023. The standard deduction is rising for inflation Next year, the standard deduction will increase from $12,000 to $12,200 for singles and married couples filing separately. The standard deduction for heads of household will be $18,350 and for joint filers it will be $24,400. This is due to inflation ...

 Four Ways You Can Take Advantage of a Down Market   Four Ways You Can Take Advantage of a Down Market A down market isn’t necessarily the worst thing that can happen to you as an investor. In fact, if you approach it correctly, you may be able to take advantage of the market’s decline in stock prices to make some profitable trades. Here are four ways you can do that. Research companies that are doing well in a down market Although the economy is still struggling, some companies are doing well. If you're trying to decide what to do when faced with an unstable economy, here are four ways you can take advantage of a down market 1) Sell stocks that haven't been doing well and buy stocks from companies that are strong in this economic climate.  2) Purchase more stock from one company if it's been particularly successful. 3) Diversify your portfolio so that it contains both types of stocks (i.e., those who perform better during good times and those who perform better during ba...

  Top 3 Amazing Tips For GB Whatsapp GB Whatsapp is a modified version of the original WhatsApp messenger with added features and customization options. It is one of the most popular WhatsApp mods available, and for good reason. In this article, we will explore the top three amazing tips for GB Whatsapp. From customizing your chat screen to hiding your online status, you can make GB Whatsapp work exactly how you want it to. So, if you’re ready to get the most out of your GB Whatsapp experience, read on for our top three tips! How to install GB Whatsapp GB Whatsapp is a modified version of the popular WhatsApp messenger. It is developed by Atnfas Hoque, who is also the developer of Fouad WhatsApp and FMWhatsApp. GB Whatsapp comes with a range of features that are not available on the official WhatsApp app. These include the ability to run multiple WhatsApp accounts on a single device, change the interface of WhatsApp, create custom themes, and much more. If you're looking for an ...

  3 Best Tips for deleted All Gmail's We all know the feeling: that sinking sensation in the pit of your stomach when you realize you’ve accidentally deleted an important email. Whether it was a message from your boss or a cherished family photo, losing something digital can be devastating. While Gmail does have a Trash folder where deleted items are stored for 30 days, sometimes we need to get those files back even sooner than that. If you’re in a panic looking for lost Gmail messages, try out these tips. How to delete all Gmail's? Assuming you want to delete your Gmail account: Go to https://myaccount.google.com/delete-account. Sign in to your Google Account. Under "Delete a Google service or your account," click Delete a service or your account. On the "Delete a Google service" pane, click Delete a service. Next to "Gmail," select the Trash icon . Click Delete Service. How to find the deleted Gmail? Assuming you're referring to how to f...

 3 Tricks to Help You Get the Most Out of Your Laptop at 3am  3 Tricks to Help You Get the Most Out of Your Laptop at 3am Whether you’re in the middle of an all-nighter or want to make sure you’re awake at 3am, here are three tricks that will help you get the most out of your laptop at 3am. Use an external mouse If you're having trouble with your laptop's touchpad, an external mouse might be a good option. It will give you more precision and help prevent any repetitive strain injuries from computer use. Plus, it's cheaper than upgrading your laptop!  1) Put a soft cloth between your body and the external mouse. This will help prevent any discomfort or pain that may come from resting your arm on an uncomfortable surface for long periods of time. 2) Don't forget to change position occasionally: Give your arms and hands a break by switching which hand is holding the mouse every 30 minutes or so. Adjust your screen brightness When it's late, your laptop screen may be to...